Insights and technical guides on SaaS and fintech financial modeling, metrics, and operations. https://meritra.co/blog Wed, 22 Apr 2026 00:00:00 +0000 Wed, 22 Apr 2026 00:00:00 +0000 1800 The definitive guide to building a SaaS financial model in Excel. Covers 3-statement integration, cohort retention, and 2025 benchmarks. https://meritra.co/blog/saas-financial-model-template https://meritra.co/blog/saas-financial-model-template Wed, 22 Apr 2026 00:00:00 +0000 Learn how to build a 60x60 triangular cohort retention matrix in Excel using INDEX/MATCH to fit LTV curves and track expansion. https://meritra.co/blog/cohort-analysis-excel https://meritra.co/blog/cohort-analysis-excel Wed, 15 Apr 2026 00:00:00 +0000 A guide to modeling SaaS cap tables through Series B, including post-money SAFEs, option pools, and exit waterfalls. https://meritra.co/blog/cap-table-template https://meritra.co/blog/cap-table-template Wed, 08 Apr 2026 00:00:00 +0000 The formula for Burn Multiple, why VCs demand it over simple burn rate, and how the 2025 median shifted to 1.4x. https://meritra.co/blog/burn-multiple-explained https://meritra.co/blog/burn-multiple-explained Wed, 01 Apr 2026 00:00:00 +0000 How to calculate the Rule of 40 for private SaaS companies, including the EBITDA vs FCF debate and current quartile benchmarks. https://meritra.co/blog/rule-of-40 https://meritra.co/blog/rule-of-40 Wed, 25 Mar 2026 00:00:00 +0000 Break down the true LTV:CAC formula, learn why simple versions overstate value, and see how it relates to CAC Payback periods. https://meritra.co/blog/ltv-cac https://meritra.co/blog/ltv-cac Wed, 18 Mar 2026 00:00:00 +0000 The 12 metrics every SaaS CFO needs to present to the board, how to calculate them, and the benchmarks they should hit. https://meritra.co/blog/cfo-dashboard-template https://meritra.co/blog/cfo-dashboard-template Wed, 11 Mar 2026 00:00:00 +0000 A slide-by-slide breakdown of the venture-backed pitch narrative, tailored for B2B SaaS and infrastructure fintech startups. https://meritra.co/blog/fintech-pitch-deck-template https://meritra.co/blog/fintech-pitch-deck-template Wed, 04 Mar 2026 00:00:00 +0000